Last Updated: November 3, 2026

1. Introduction

Welcome to Intervisions Writing Lab ("IWL"). By using this website and purchasing its products and/or services, you agree to the following terms and conditions. These terms apply to all users of the site, including those who browse, make purchases, or otherwise engage with the content on this site.

2. Digital Products

IWL provides digital workbooks (also called "minor studies") to aid and support creative writers in their creative writing endeavors. These products are available for purchase and immediate download. Please note that due to the nature of the products, all sales are final. (See "NO REFUNDS FOR DIGITAL PRODUCTS" below.)

3. No Refunds for digital products

Due to the instant delivery of digital products, IWL does not offer refunds. Once a workbook is purchased and downloaded, there is no way to reverse the transaction; the file will continue to live on the device in which it was downloaded; it is impossible to "return" it. Please ensure you review the product details and view the product preview before deciding to make your purchase.

4. SERVICES

IWL provides services (also called "major inquires") to aid and support writers in their creative writing endeavors. Services will begin on a mutually agreed upon date, after payment for the service has been rendered in part or in full, as outlined in the service agreement. Services cancelled prior to the service start date will be refunded in full. Services cancelled after the service start date may be refunded in part (less the daily or hourly rate of services already rendered, including preparation time, as indicated in the service agreement).

5. Payment

Electronic payments for products and services are handled through PayPal. By making an electronic purchase, you agree to PayPal's terms and conditions.

You will receive access to your purchased product via electronic download after your payment is processed. For services, the service you have paid for will begin after the date in which your full or partial payment has been processed.

For service purchases made via barter, the service you have purchased will begin after delivery and reception of the agreed upon barter item in the agreed upon condition. Any delivery or import fees are not included in the assessed value of the item. For refunds involving barter items, you must cover any delivery or import fees associated with returning the item to you.

6. Intellectual Property

All content within the workbooks, including but not limited to text, prompts, exercises, and design, are the intellectual property of C. (Cheryl) LaSandra Cummings DBA Intervisions Writing Lab. By purchasing a product, you are granted a non-exclusive, non-transferable license to use the workbook for personal use only. You may not reproduce, distribute, or otherwise share any content from the workbooks without my express written permission. To inquire about reproducing, distributing, or sharing my content, write me using the "Contact" page on this website.

All content shared with clients—including any propriety intellectual frameworks and any files in any format—during the rendering of services are for the client's use only. Without my express permission, you may not reproduce, distribute, or otherwise share any content I have shared with you. Inquire in writing about reproducing, distributing, or sharing my content by sending me an email.

7. Liability

IWL is not responsible for any damage or loss caused by the use of IWL products. All materials are provided “as is” without any guarantees. IWL makes no promises about specific results or outcomes from using IWL products.

8. Changes to Terms

IWL reserves the right to modify these terms at any time. Changes will be effective immediately upon posting on this page. Your continued use of our site and products following the posting of changes constitutes your acceptance of the new terms.

9. Misuse of Content

Any misuse of IWL content, including but not limited to plagiarism or sharing/distributing any files or their contents with others, is strictly prohibited. Violators will be pursued to the fullest extent allowed by law.

10. Governing Law

These terms and conditions are governed by the laws of the State of Florida, without regard to its conflict of law principles.

11. Contact Information

For any questions about these Terms and Conditions, please contact C. (Cheryl) LaSandra Cummings using the "Contact" page below.